---
title: Why EnerBank | EnerBank USA
description: EnerBank is unlike the other lenders, click here to see 8 reasons why people choose Enerbank USA
---

- [Contractors](http://enerbank.com/contractors)
- [Sponsors](http://enerbank.com/sponsors)
- [Homeowners](http://enerbank.com/homeowners)
- [Resources](http://enerbank.com/resources)
- [About](http://enerbank.com/about)

- [Hours](http://enerbank.com/contact-us#hours)
- [How To Pay](http://enerbank.com/how-to-pay)
- [Careers](http://enerbank.com/careers)
- [Contact Us](http://enerbank.com/contact-us)

[![EnerBank](https://homeimprovement.rhif.regions.com/hubfs/raw_assets/public/lead-gen-theme/images/enerbank-regions-logo.svg "EnerBank")](http://enerbank.com/)

- [Blog](https://blog.enerbank.com?hsLang=en)
- [Hours of Operation](http://enerbank.com/contact-us#hours)
- [How to Pay](http://enerbank.com/how-to-pay)
- [Contact Us](http://enerbank.com/contact-us)

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# Are You Offering The Best Home Improvement Financing Options?

![SubPages\_Contractors\_New\_Contact\_002](https://homeimprovement.rhif.regions.com/hs-fs/file-1463283052-png/images/SubPages_Contractors_New_Contact_002.png)

## Why EnerBank USA

Unlike other lenders, we provide home improvement loans in all 50 states and the District of Columbia. Here are eight more reasons EnerBank is right for you. 

 

1\. Freedom of Choice. You choose the loan options that make you most competitive. There are no pre-selected menus.

2\. No Recourse.There is no recourse to you if a borrower credit defaults on their loan.

3\. Exclusive Focus. Our only focus is to help home improvement contractors generate more leads and close more sales.

4\. Upfront Pricing. There are no merchant or hidden add-on fees.

5\. 100% Financing. We offer 100% financing for over 100 eligible home improvements, covering virtually everything you do.

6\. Quick and Easy. We provide an online loan document delivery and e-signature process to get you paid faster.

7\. Immediate Success. Quick activation, comprehensive training and the industry’s best support teams help assure instantaneous sales success.

8\. Online Tools. EnerBank's exclusive online tools help you manage applications and track results.

## Free Contractor Competitive Analysis: 22 Essential Questions to Ask When Selecting a Lending Partner.

Fill out the form below to access this informative and eye-opening analysis.

 

![fdicehl.png](https://homeimprovement.rhif.regions.com/hs-fs/hubfs/fdicehl.png?width=156&name=fdicehl.png "fdicehl.png")

© Regions Bank. | Regions, the Regions logo, and EnerBank are registered trademarks of Regions Bank. The LifeGreen color is a trademark of Regions Bank. This site is directed at, and made available to, persons in the continental U.S., Alaska and Hawaii only. All rights reserved.

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### [Contractors](http://enerbank.com/index.php/contractors)

- [Grow Your Business](http://enerbank.com/index.php/contractors#grow)
- [Payment Options](http://enerbank.com/index.php/contractors#payment)
- [More Competitive](http://enerbank.com/index.php/contractors#competitive)
- [Why EnerBank](http://enerbank.com/index.php/contractors#competitive)?
- [How to Qualify](http://enerbank.com/index.php/contractors#qualify)

### [Sponsors](http://enerbank.com/index.php/sponsors)

- [Increase Sales](http://enerbank.com/index.php/sponsors#success)
- [Help Your Dealers Succeed](http://enerbank.com/index.php/sponsors#why)
- [Payment Options](http://enerbank.com/index.php/sponsors#unbeatable)
- [Private Label Programs](http://enerbank.com/index.php/sponsors#custom)
- [Unrivaled Support](http://enerbank.com/index.php/sponsors#support)

### [Homeowners](http://enerbank.com/index.php/homeowners)

- [Trust in EnerBank](http://enerbank.com/index.php/homeowners#trust)
- [Payment Options](http://enerbank.com/index.php/homeowners#support)
- [Your Home Equity](http://enerbank.com/index.php/homeowners#improve)
- [Avoid High Rates](http://enerbank.com/index.php/homeowners#credit)
- [FAQs](http://enerbank.com/index.php/homeowners#faq)

### [Resources](http://enerbank.com/index.php/resources)

- [Contractors](http://enerbank.com/index.php/resources#contractors)
- [Sponsors](http://enerbank.com/index.php/resources#sponsor)
- [Homeowners](http://enerbank.com/index.php/resources#homeowners)

### [About Us](http://enerbank.com/index.php/about)

- [Company Profile](http://enerbank.com/index.php/about#profile)
- [Leadership](http://enerbank.com/index.php/about#leadership)
- [Careers](http://enerbank.com/index.php/careers)

### [Contact Us](http://enerbank.com/index.php/contact-us)

- [sales@enerbankusa.com](mailto:sales@enerbankusa.com)
- [Hours of Operation](http://enerbank.com/index.php/contact-us#hours)
- [How to Pay](http://enerbank.com/index.php/how-to-pay)
- [LinkedIn](https://www.linkedin.com/company/3077782?trk=tyah&trkInfo=tarId%3A1395948482719%2Ctas%3Aenerbank%2Cidx%3A1-1-1)