HOME IMPROVEMENT FINANCING
Payment options to grow your business

We know you and your customers are busy, and the last thing either of you wants is a complicated application and funding process. That’s why we offer three paperless application methods that can be completed while you’re in the home with the customer. Plus, with a credit decision ready within minutes, you’re able to start the job sooner.
Requesting funds is a breeze. Simply request a disbursement in our secure online platform, PartnerPortal, and the homeowner will receive the request via their preferred method. Once accepted, those funds will hit your account in as little as 24 hours.
You spend less time on paperwork and more time getting to work.
Get started with Regions is fast and easy


You could be offering Regions financing
in as little as 3 weeks!
Experience a fast and helpful onboarding process with no sign-up fees. Then Regions can help you focus on growing your core business by giving your customers financing options that best meet their needs, like Same-As-Cash Loans or low monthly payments.
To offer Regions payment options, you must meet the following criteria:
- A residential home remodeling focus for your business.
- A U.S.-based business that has been in operation for at least three years.
- An average project size of at least $5,000.
- Annual residential remodeling sales of at least $500,000.
Regions is known for service and stability
Contractor support that actually supports you.

Brian Santos
Fresh Coat Painters

Nick Falletta
ReBath of Southwest Virginia
pay on a monthly basis.

Steve & Shadaris Sepulveda, Calvary Mechanical
Calvary Mechanical
Customers value having financing options for their projects

Offer an Easy and Fast Way to Finance
Over 55% of home improvement jobs are financed in some way*, which means your consumers are likely utilizing financing whether you provide it or not. Using EnerBank for a quick and easy financing application process makes it easier for them to work with you, reinforcing their perception that you’re their go-to problem solver.

Get More Homeowners to Choose You
Most consumers get bids from multiple contractors for their home improvement projects, with each competing bid decreasing the likelihood of you landing the job. The good news is that if a customer is approved for financing, they’re 94% more likely to complete the job with you† without seeking additional bids.

Help Customers Get the Improvement They Really Want
Many homeowners underestimate the cost of their home improvement projects, with some contractors responding by providing discounts or substituting with lower-cost materials to bring down the price. Offering financing encourages homeowners to get the job they want without making painful compromises.
*Hiri TFG Monthly report, October 2023
†Based on internal data from EnerBank USA.
Customers value having financing options for their projects

Dedicated Relationship Manager
Like an extra team member on your crew, looking out for you and your business, your dedicated relationship manager is committed to you and will provide the support you need to be successful.

Excellent Customer Experience
We know home improvement projects can be stressful for everyone involved, which is why we work to ensure that both you and your customers have the best experience possible. With technology and loan products designed specifically for home renovation, you can rest assured that you and the homeowner are in good hands throughout the process.

A Solid and Reliable Foundation
Regions has been focused exclusively on providing financing within the home improvement industry for decades. In that time, we’ve funded nearly a million home improvement projects, which means we have the experience to competently handle the financing, so you can focus on what you do best; delivering your customers' home improvement dreams.