--- title: Regions Home Improvement Customer Financing Options --- [![regions-logo-main](https://homeimprovement.rhif.regions.com/hs-fs/hubfs/regions-logo-main.png?width=250&height=41&name=regions-logo-main.png)](https://www.regions.com/small-business/contractor-financing) ![](https://homeimprovement.rhif.regions.com/hubfs/HIFI-branding-assets/HIFi-Identifier_Portrait_RGB-233x41.webp) # Payment options to grow your business # Payment options to grow your business ![](https://homeimprovement.rhif.regions.com/hubfs/raw_assets/public/psd-lead-gen/images/scroll-id.png) Scroll Target We know you and your customers are busy, and the last thing either of you wants is a complicated application and funding process. That’s why we offer three paperless application methods that can be completed while you’re in the home with the customer. Plus, with a credit decision ready within minutes, you’re able to start the job sooner. Requesting funds is a breeze. Simply request a disbursement in our secure online platform, PartnerPortal, and the homeowner will receive the request via their preferred method. Once accepted, those funds will hit your account in as little as 24 hours. You spend less time on paperwork and more time getting to work. [Start Making It Easier](https://homeimprovement.rhif.regions.com/hvac-financing#making-it-easier) ## Don't pay for whate you're not using ![magnify-dollar-sign-reflected](https://homeimprovement.rhif.regions.com/hs-fs/hubfs/RHI%20Icons/magnify-dollar-sign-reflected.png?width=100&height=100&name=magnify-dollar-sign-reflected.png) ### No Hidden Fees ![calandar](https://homeimprovement.rhif.regions.com/hs-fs/hubfs/calandar.png?width=94&height=100&name=calandar.png) ### No Annual Fee ![no-receipt](https://homeimprovement.rhif.regions.com/hs-fs/hubfs/no-receipt.png?width=100&height=100&name=no-receipt.png) ### No Signup Fee [Learn More Now](https://homeimprovement.rhif.regions.com/hvac-financing#learn-more) ## Get started with Regions is fast and easy ![Getting started with Regions is fast](https://homeimprovement.rhif.regions.com/hs-fs/hubfs/RHIF-infographic-desktop.png?width=1393&name=RHIF-infographic-desktop.png) ![Getting started with Regions is fast](https://homeimprovement.rhif.regions.com/hs-fs/hubfs/RHIF-infographic-moibile.png?width=644&name=RHIF-infographic-moibile.png)   ### You could be offering Regions financing in as little as 3 weeks! Experience a fast and helpful onboarding process with no sign-up fees. Then Regions can help you focus on growing your core business by giving your customers financing options that best meet their needs, like Same-As-Cash Loans or low monthly payments. ### To offer Regions payment options, you must meet the following criteria: - A residential home remodeling focus for your business. - A U.S.-based business that has been in operation for at least five years (three years for contractors with an existing Regions banking relationship). - An average project size of at least $5,000. - Annual residential remodeling sales of at least $500,000 ($300,000 for contractors with an existing Regions banking relationship). [Get Started Today](https://homeimprovement.rhif.regions.com/hvac-financing#get-started) ## Regions is known for service and stability Contractor support that actually supports you. ![Brad Pitt](https://homeimprovement.rhif.regions.com/hubfs/raw_assets/public/lead-gen-theme/images/brian-santos-fresh-coat.jpg) ### Brian Santos #### Fresh Coat Painters \[Using Regions\] increased our sales because they're immediately going to a larger project, which gives us more efficiency and profits ![Nick Falletta](https://homeimprovement.rhif.regions.com/hubfs/raw_assets/public/lead-gen-theme/images/nick-falletta.jpg) ### Nick Falletta #### ReBath of Southwest Virginia Having a financing tool is a great opening for customers; they now know they can... pay on a monthly basis. ![Steve & Shadaris Sepulveda\_rounded corners-1](https://homeimprovement.rhif.regions.com/hubfs/Steve%20%26%20Shadaris%20Sepulveda_rounded%20corners-1.png) ### Steve & Shadaris Sepulveda, Calvary Mechanical #### Calvary Mechanical \[Regions\] has really simplified the lending process...we definitely recommend it to other contractors. [Start Increasing Leads](https://homeimprovement.rhif.regions.com/hvac-financing#start-increasing-leads) ## Customers value having financing options for their projects ![easier financing](https://homeimprovement.rhif.regions.com/hs-fs/hubfs/Infographics_092922_50.png?width=125&height=124&name=Infographics_092922_50.png "easier financing") ### Offer an Easy and Fast Way to Finance Over 55% of home improvement jobs are financed in some way\*, which means your consumers are likely utilizing financing whether you provide it or not. Using EnerBank for a quick and easy financing application process makes it easier for them to work with you, reinforcing their perception that you’re their go-to problem solver. ![more homeowners](https://homeimprovement.rhif.regions.com/hs-fs/hubfs/Infographics_092922_94.png?width=125&height=124&name=Infographics_092922_94.png "more homeowners") ### Get More Homeowners to Choose You Most consumers get bids from multiple contractors for their home improvement projects, with each competing bid decreasing the likelihood of you landing the job. The good news is that if a customer is approved for financing, they’re 94% more likely to complete the job with you† without seeking additional bids. ![home improvement](https://homeimprovement.rhif.regions.com/hs-fs/hubfs/Infographics_092922_House.png?width=125&height=124&name=Infographics_092922_House.png "home improvement") ### Help Customers Get the Improvement They Really Want Many homeowners underestimate the cost of their home improvement projects, with some contractors responding by providing discounts or substituting with lower-cost materials to bring down the price. Offering financing encourages homeowners to get the job they want without making painful compromises. \*Hiri TFG Monthly report, October 2023 †Based on internal data from EnerBank USA. [Start Offering Your Customers the Financing They Want](https://homeimprovement.rhif.regions.com/hvac-financing#start-offering-financing) ## Customers value having financing options for their projects ![dedicated-rm-2](https://homeimprovement.rhif.regions.com/hs-fs/hubfs/dedicated-rm-2.png?width=111&height=125&name=dedicated-rm-2.png) ### Dedicated Relationship Manager Like an extra team member on your crew, looking out for you and your business, your dedicated relationship manager is committed to you and will provide the support you need to be successful. ![customer-service-icon](https://homeimprovement.rhif.regions.com/hs-fs/hubfs/customer-service-icon.png?width=125&height=125&name=customer-service-icon.png) ### Excellent Customer Experience We know home improvement projects can be stressful for everyone involved, which is why we work to ensure that both you and your customers have the best experience possible. With technology and loan products designed specifically for home renovation, you can rest assured that you and the homeowner are in good hands throughout the process. ![icon\_close-rate-deal](https://homeimprovement.rhif.regions.com/hs-fs/hubfs/icon_close-rate-deal.png?width=125&height=125&name=icon_close-rate-deal.png) ### A Solid and Reliable Foundation Regions has been focused exclusively on providing financing within the home improvement industry for decades. In that time, we’ve funded nearly a million home improvement projects, which means we have the experience to competently handle the financing, so you can focus on what you do best; delivering your customers' home improvement dreams. [Experience the Regions Difference](https://homeimprovement.rhif.regions.com/hvac-financing#experience-regions-difference) ![FDIC Member](https://homeimprovement.rhif.regions.com/hs-fs/hubfs/raw_assets/public/lead-gen-theme/images/member-fdic-equal-housing-logo-black.png?width=100&name=member-fdic-equal-housing-logo-black.png "FDIC Member") Credit and loans provided by Regions Bank, Member FDIC Online [Online Privacy Notice](https://www.regions.com/about-regions/privacy-security/online-privacy-notice) | [Terms of Use](https://www.regions.com/about-regions/privacy-security/terms-conditions) | [Privacy Pledge](https://www.regions.com/about-regions/privacy-security/privacy-pledge) © Regions Bank. Regions and the Regions logo are registered trademarks of Regions Bank. The LifeGreen color is a trademark of Regions Bank. This site is directed at, and made available to, persons in the continental U.S., Alaska and Hawaii only. All rights reserved. ![Regions](https://homeimprovement.rhif.regions.com/hs-fs/hubfs/raw_assets/public/lead-gen-theme/images/Regions-Logo.png?width=125&name=Regions-Logo.png "Regions") ```json { "@context" : "https://schema.org", "@type" : "Product", "brand" : { "@type" : "Organization", "name" : "Regions Home Improvement Financing", "url" : "https://www.regions.com/small-business/contractor-financing" }, "description" : "", "name" : "Regions Home Improvement Customer Financing Options" } ```