--- title: Regions Home Improvement Customer Financing Programs description: With Regions' flexible and reliable financing programs your customers can get the home improvements they want and need with less hassle. --- [![regions-logo-main](https://homeimprovement.rhif.regions.com/hs-fs/hubfs/regions-logo-main.png?width=250&height=41&name=regions-logo-main.png)](https://www.regions.com/small-business/contractor-financing) ![](https://homeimprovement.rhif.regions.com/hubfs/HIFI-branding-assets/HIFi-Identifier_Portrait_RGB-233x41.webp) ![](https://homeimprovement.rhif.regions.com/hubfs/raw_assets/public/psd-lead-gen/images/scroll-id.png) Scroll Target # We provide fast & easy customer financing options # We provide fast & easy customer financing options ## Put our fast and easy customer financing technology ## to work for your business today. ![Brian Santos headshot](https://homeimprovement.rhif.regions.com/hs-fs/hubfs/Brian%20Santos%20headshot.png?width=101&height=101&name=Brian%20Santos%20headshot.png) ### Brian Santos, Fresh Coat Painters "\[Using Regions\] increased our sales because they're immediately going to a larger project, which gives us more efficiency and profits." ![nick falletta headshot](https://homeimprovement.rhif.regions.com/hs-fs/hubfs/nick%20falletta%20headshot.png?width=98&height=98&name=nick%20falletta%20headshot.png) ### Nick Falletta, ReBath of Southwest Virginia "Having a financing tool is a great opening for customers; they now know they can...pay on a monthly basis." ![Steve\_Shadaris headshot](https://homeimprovement.rhif.regions.com/hs-fs/hubfs/Steve_Shadaris%20headshot.png?width=98&height=98&name=Steve_Shadaris%20headshot.png) ### Steve & Shadaris Sepulveda, Calvary Mechanical "\[Regions\] has really simplified the lending process...we definitely recommend it to other contractors." ## Built with convenience, speed, and stability in mind ![customer-prequalification](https://homeimprovement.rhif.regions.com/hs-fs/hubfs/customer-prequalification.png?width=174&height=200&name=customer-prequalification.png "customer-prequalification") Now your customers can see how much of a loan they may qualify for before filling out an application with PreQualify. The prequalification process is easy whether you’re in the showroom or a homeowner’s living room. There are multiple ways to use your new resource, including the Mobile Loan app, PreQualify Online app, web banners, and custom URLs. Plus, there’s no hard credit pull, so there’s no impact to your customer’s credit score.\* \* There will be a hard credit pull if a prequalified applicant chooses to apply for a loan. ## Regions Home Improvement Financing express system The express system puts time and money on your side with a suite of features that can help grow your business. ### Easy Signature Process A streamlined, signature process means you can close more deals, and lets you focus on your business while creating an exceptional customer experience.  ### Manage Cash Flow on Your Terms The flexibility of multiple disbursements allows you to get your money when you need it, so you can keep your cash flow strong to cover your material costs.\* \*For eligible contractors. ### Increase Customer Purchasing Power Manage scope changes, project expansions, and upselling with approvals beyond the initial job estimate. Easily pre-bid qualify customers from your website. ## Home improvement contractors value financing options ![Fast and easy-1](https://homeimprovement.rhif.regions.com/hs-fs/hubfs/Fast%20and%20easy-1.png?width=1806&height=1555&name=Fast%20and%20easy-1.png) ### Offer an Easy and Fast Way to Finance 50% of home improvement jobs over $5,000 are financed in some way\*, which means your consumers are likely utilizing financing whether you provide it or not. Using Regions for a quick and easy financing application process makes it easier for them to work with you, reinforcing their perception that you’re their go-to problem solver. ![homeowners choose you icon](https://homeimprovement.rhif.regions.com/hs-fs/hubfs/homeowners%20choose%20you%20icon.png?width=644&height=456&name=homeowners%20choose%20you%20icon.png) ### Get More Homeowners to Choose You Most consumers get bids from multiple contractors for their home improvement projects, with each competing bid decreasing the likelihood of you landing the job. The good news is that if a customer is approved for financing, they’re 94% more likely to complete the job with you† without seeking additional bids. ![Focus on Home Improvement](https://homeimprovement.rhif.regions.com/hs-fs/hubfs/raw_assets/public/lead-gen-theme/images/RHIF-home-improvement.png?width=187&height=178&name=RHIF-home-improvement.png) ### Help Customers Get the Improvement They Really Want Many homeowners underestimate the cost of their home improvement projects, with some contractors responding by providing discounts or substituting with lower-cost materials to bring down the price. Offering financing encourages homeowners to get the job they want without making painful compromises. \*The Bain Report, 2016 †Based on internal data from Regions [Start Offering Your Customers the Financing They Want](https://homeimprovement.rhif.regions.com/customer-financing-programs#start-offering-your-customers) ## Could your business use a little more fast-and-easy? We know you and your customers are busy and the last thing either of you want is a complicated application and funding process. That’s why we offer three paperless application methods that can be completed while you’re in the home with the customer. Plus, with a credit decision ready within minutes, you’re able to start the job sooner. Requesting funds is a breeze. Simply request disbursement in our secure online platform, Partner Portal, and the homeowner will receive the request via their preferred method. Once accepted, those funds will hit your account in as little as 24 hours. You spend less time on paperwork and more time getting to work. ## How to start offering financing to customers ![Getting started with Regions is fast](https://homeimprovement.rhif.regions.com/hs-fs/hubfs/RHIF-infographic-desktop.png?width=1393&name=RHIF-infographic-desktop.png) ![Getting started with Regions is fast](https://homeimprovement.rhif.regions.com/hs-fs/hubfs/RHIF-infographic-moibile.png?width=644&name=RHIF-infographic-moibile.png)   ### How to qualify for a Regions Home Improvement Financing options program Regions helps you focus on growing your core business by giving your customers financing options that best meet their needs: Same-As-Cash loans or low monthly payment loans. [Start Offering Financing](https://homeimprovement.rhif.regions.com/customer-financing-programs#start-offering) ### To offer Regions payment options, you must meet the following criteria: - A residential home remodeling focus for your business. - A U.S.-based business that has been in operation for at least five years (three years for contractors with an existing Regions banking relationship). - An average project size of at least $5,000. - Annual residential remodeling sales of at least $500,000 ($300,000 for contractors with an existing Regions banking relationship). ## Why choose Regions as your customer financing provider ### Fast and Easy Application Methods We've developed three easy, paperless ways for your customers to apply for financing. This includes: ![smartphone icon](https://homeimprovement.rhif.regions.com/hs-fs/hubfs/smartphone%20icon.png?width=180&height=180&name=smartphone%20icon.png) #### Mobile Loan App ![smartphone icon](https://homeimprovement.rhif.regions.com/hs-fs/hubfs/smartphone%20icon.png?width=180&height=180&name=smartphone%20icon.png) ✕ #### Mobile Loan App ![computer with signature icon](https://homeimprovement.rhif.regions.com/hs-fs/hubfs/computer%20with%20signature%20icon.png?width=180&height=180&name=computer%20with%20signature%20icon.png) #### Online Application ![computer with signature icon](https://homeimprovement.rhif.regions.com/hs-fs/hubfs/computer%20with%20signature%20icon.png?width=180&height=180&name=computer%20with%20signature%20icon.png) ✕ #### Online Application ![phone icon.1](https://homeimprovement.rhif.regions.com/hs-fs/hubfs/phone%20icon.1.png?width=180&height=180&name=phone%20icon.1.png) #### Loan-by-Phone ![phone icon.1](https://homeimprovement.rhif.regions.com/hs-fs/hubfs/phone%20icon.1.png?width=180&height=180&name=phone%20icon.1.png) ✕ #### Loan-by-Phone ![AdobeStock\_120489486-rising teal tone added](https://homeimprovement.rhif.regions.com/hs-fs/hubfs/AdobeStock_120489486-rising%20teal%20tone%20added.jpg?width=7360&height=4912&name=AdobeStock_120489486-rising%20teal%20tone%20added.jpg) This also means no extra paperwork for you. Plus, our API can be integrated into your sales tool, making the loan application a seamless part of your sales process. ![person with branch bubbles-1](https://homeimprovement.rhif.regions.com/hs-fs/hubfs/person%20with%20branch%20bubbles-1.png?width=120&height=120&name=person%20with%20branch%20bubbles-1.png) ### Dedicated Relationship Manager Like an extra team member on your crew, looking out for you and your business, your dedicated relationship manager is committed to you and will provide the support you need to be successful. ![Headset-59](https://homeimprovement.rhif.regions.com/hs-fs/hubfs/Headset-59.png?width=120&height=120&name=Headset-59.png) ### Excellent Customer Experience We know home improvement projects can be stressful for everyone involved, which is why we work to ensure that both you and your customers have the best experience possible. With technology and loan products designed specifically for home renovation, you can rest assured that you and the homeowner are in good hands throughout the process. ![Handshake icon](https://homeimprovement.rhif.regions.com/hs-fs/hubfs/Handshake%20icon.png?width=120&height=120&name=Handshake%20icon.png) ### A Solid and Reliable Foundation Regions Home Improvement Financing has been focused exclusively on providing financing within the home improvement industry for decades. In that time, we’ve funded nearly a million home improvement projects, which means we have the experience to competently handle the financing, so you can focus on what you do best; delivering your customers' home improvement dreams. [Experience the Regions Difference](https://homeimprovement.rhif.regions.com/customer-financing-programs#experience-difference) ![FDIC Member](https://homeimprovement.rhif.regions.com/hs-fs/hubfs/raw_assets/public/lead-gen-theme/images/member-fdic-equal-housing-logo-black.png?width=100&name=member-fdic-equal-housing-logo-black.png "FDIC Member") Credit and loans provided by Regions Bank, Member FDIC Online [Online Privacy Notice](https://www.regions.com/about-regions/privacy-security/online-privacy-notice) | [Terms of Use](https://www.regions.com/about-regions/privacy-security/terms-conditions) | [Privacy Pledge](https://www.regions.com/about-regions/privacy-security/privacy-pledge) © Regions Bank. Regions and the Regions logo are registered trademarks of Regions Bank. The LifeGreen color is a trademark of Regions Bank. This site is directed at, and made available to, persons in the continental U.S., Alaska and Hawaii only. All rights reserved. ![Regions](https://homeimprovement.rhif.regions.com/hs-fs/hubfs/raw_assets/public/lead-gen-theme/images/Regions-Logo.png?width=125&name=Regions-Logo.png "Regions") ```json { "@context" : "https://schema.org", "@type" : "Product", "brand" : { "@type" : "Organization", "name" : "Regions Home Improvement Financing", "url" : "https://www.regions.com/small-business/contractor-financing" }, "description" : "With Regions' flexible and reliable financing programs your customers can get the home improvements they want and need with less hassle.", "name" : "Regions Home Improvement Customer Financing Programs" } ```