HOME IMPROVEMENT FINANCING

Regions has helped thousands of contractors

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Our deep understanding of the home improvement industry and proven track record of helping contractors grow their businesses makes us a great option for your contractor financing needs.

We fund our own loans and are not subject to the fluctuations of the market. You can count on us to fulfill our obligations and provide great service for both you and your customers. 

See what contractors like you

have to say about working with Regions

See how decades of home improvement financing makes a difference

If you're not using financing or payment options in all of your sales, you're missing out on huge opportunities - you're leaving a lot of money on the table.

Customers love Same-As-Cash options

The customers love the idea that they can get everything they want done and done at one time.

Grow your business and increase your job size

Offering payment options to our customers has helped grow our business by increasing our average job size.

Strength and Stability

Strength and stability through the decades

At Regions, we've been doing home improvement lending for a while - over two decades to be exact. During that time, we've seen a lot of changes both within the industry and the economy. One thing that has remained consistent all these years, however, is our commitment to our contractors.
Better loan management

Better loan management

Unlike other financial companies that offer similar services, we haven't had to put a pause on our lending. This is because we've never overextended ourselves and have always prioritized responsible lending. As a result, you know that you can get the funding you need when you need it, regardless of outside factors.
Focus on Home Improvement

Focus on home improvement

With 20 years in the home improvement industry, we've designed all our tools, resources, and loans with your needs in mind. Plus, you'll be working with people who have experience in your specific trade at every level of the bank, providing an invaluable resource for your business.
Stability of a Bank

Stability of a bank

We're an actual bank. This means you can rely on the security of sound underwriting and best practices. Both you and your customers can rest easy knowing that your financial information is protected at every stage of the process. Additionally, we fund and service all our loans, so you get paid quickly and we don't pull back funds if your customer defaults on their loan.

A strong relationship enhances financing stability


Contractor support that actually supports you

When you work with Regions, our dedicated relationship managers are intimately familiar with your accounts and serve as a single point of contact empowered to act on each contractor’s behalf, including tailoring products to their specifications. Value-added services, such as training, reporting, and marketing support, are all included. With your very own relationship manager working for you, it'll feel like you've added a new member to your team.

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Get started with Regions is fast and easy

Getting started with Regions is fast
Getting started with Regions is fast

 

You could be offering Regions financing
in as little as 3 weeks!

Experience a fast and helpful onboarding process with no sign-up fees. Then Regions can help you focus on growing your core business by giving your customers financing options that best meet their needs, like Same-As-Cash Loans or low monthly payments.

To offer Regions payment options, you must meet the following criteria:

  • A residential home remodeling focus for your business.
  • A U.S.-based business that has been in operation for at least five years (three years for contractors with an existing Regions banking relationship).
  • An average project size of at least $5,000.
  • Annual residential remodeling sales of at least $500,000 ($300,000 for contractors with an existing Regions banking relationship).