How Does Up To $12,000 Back in Your Pocket Sound to You?
Your customers are looking for an easy way to pay for their projects – offering your own financing makes it easy for them to say yes and hire you for the job! If you’ve ever considered adding payment options to your business, there’s never been a better time to get started. For a limited time, Regions | EnerBank is offering a dealer fee rebate on some of our most popular loans*. This means you can enjoy BIG savings while growing your business and providing an excellent customer experience.
Don’t delay — only the first 125 contractors who activate between April 1 and June 30 get to participate!
*Terms and conditions apply. Click here for details.
Home Improvement Financing Helps Grow Your Business
Offering your own financing positions your business as a problem solver, making it more likely you’ll be hired for the job. Empower your customers to get the project they want when they want it with an attractive choice of financing.
ClickTap on each loan type to learn more

Same-As-Cash-Loans

Reduced Interest Loans

Zero Interest Loans

Traditional Installment Loans

Yes Loans
Get Better Qualified Leads with PreQualify
Now your customers can see how much of a loan they may qualify for before filling out an application with PreQualify. It's easy to get prequalified whether you're in the showroom or a homeowner’s living room. There are multiple ways to use it, including the Mobile Loan app, PreQualify Online app, web banners, and custom URLs. Plus, there’s no hard credit pull*, so there's no impact on your customer's credit score.
*If a prequalified applicant applies for a loan, a hard credit check will take place
Built with Convenience, Speed, and Stability in Mind
Paperless application methods combined with fast & secure technology makes the process easy for your customers.
ClickTap on each application method to learn more

Mobile Loan App

Online Loan Application

Loan-by-Phone

API Integration
Getting Started with EnerBank is Easy and Fast

You could be offering EnerBank Financing in as little as 3 weeks!
Experience a fast and helpful onboarding process with no sign-up fees. EnerBank can help you focus on growing your core business by giving your customers financing options that best meet their needs, like Same-As-Cash or low monthly payment loans.
To offer EnerBank payment options, you must meet the following criteria:
- A residential home remodeling focus for your business
- A U.S.-based business that has been in operation for at least three years
- An average project size of at least $5,000
- Annual residential remodeling sales of at least $500,000
Discover the Benefits Waiting for You
We’re a stable and reliable specialized home improvement lender with decades of experience. Contractors who work with EnerBank regularly report seeing:

Flexibility to Thrive
We offer a wide choice of payment options to give your customers the flexibility they want — offer a Same-As-Cash and Reduced Interest Loan and let your customer select the one that's best for them.

Great Marketing Tools
EnerBank provides high-quality marketing assets and other resources, including top-notch training designed to make offering payment options easier and more effective

The Personal Touch
Like an extra team member on your crew, looking out for you and your business, your dedicated relationship manager is committed to you and provides the support you need to be successful. Interest Loan and let your customer select the one that is best for them.

Industry Leading Support
We take good care of you and your customers. Our U.S.-based lending department and customer service professionals are here to help throughout the life of your customer's loan.

100% Non-Recourse Loans
EnerBank financing loans are all non-recourse for you, the contractor. That means we assume all the credit risk, one of the many advantages of working with an actual bank.

A Smoother Sales Process
Remove delays in closing the deal. Whether online or using a smartphone, your customers have a choice of three fast, easy, paperless ways to apply.
EnerBank is Known For Service and Stability
We have a deep understanding of the home improvement industry and a proven track record of helping contractors grow their businesses. We fund our own loans and are not subject to the fluctuations of the market. You can count on us to fulfill our obligations and provide great service.
Why Choose EnerBank as Your Customer Financing Provider

Dedicated Relationship Manager
Like an extra team member on your crew, looking out for you and your business, your dedicated relationship manager is committed to you and will provide the support you need to be successful. Interest Loan and let your customer select the one that's best for them.

Excellent Customer Experience
We know home improvement projects can be stressful for everyone involved, and that's why we work to ensure that both you and your customers have the best experience possible. With technology and loan products designed specifically for home renovation, you can rest assured that you and the homeowner are in good hands throughout the process.

A Solid and Reliable Foundation
EnerBank has been focused exclusively on providing financing within the home improvement industry for decades. In that time, we've funded nearly a million home improvement projects, which means we have the experience to competently handle the financing, so you can focus on what you do best; delivering your customers' home improvement dreams.