Provide Customer Financing

When hiring a contractor for their home renovations, not every homeowner understands how much quality services and materials can cost, leaving them scrambling for funding. Contractor financing for customers will put their dream projects within reach, without compromises — and will empower you to grow your business and increase sales of larger jobs.

More leads mean more business for you. By advertising a choice of payment options in your marketing, you can see a 50% increase in leads* and a better conversion rate. Plus, by providing a great customer experience, you’re more likely to get future work via referrals to friends and family.

Offering the right payment options can almost double your close rate. We've found that companies with a 25% baseline can increase their close rate to 44% when they offer a choice of a same-as-cash loan and a low monthly payment loan.*

Customers Want and Already Use Financing

more homeowners

Get More Homeowners to Choose You

Most customers get bids from multiple contractors for their home improvement projects, with each competing bid decreasing the likelihood of you landing the job. The good news is that 94% of customers approved for a loan with us complete the job with the contractor who offered the financing.†

home improvement

Help Customers Get the Improvement They Really Want

Many homeowners underestimate the cost of their home improvement projects, with some contractors responding by providing discounts or substituting lower-cost materials to bring down the price. Offering financing encourages homeowners to get the job they want without making painful compromises.

easier financing

Make Their Financing Easier

50% of jobs over $5000 are financed in some way*, which means your customers are likely utilizing financing whether you provide it or not. Using EnerBank for a quick and easy financing application process makes it easier for them to work with you, reinforcing their perception that you’re their go-to problem solver.

†Based on internal data from EnerBank USA.
*The Bain Report, 2016

Start Offering Your Customers the Financing they Want

Why Choose EnerBank as Your Customer Financing Provider

Fast and Easy Application Methods

We've developed three easy, paperless ways for your customers to apply for financing. This includes:

Mobile Loan App

Online Application

Loan-by-Phone

Sales Rep with Couple
 This also means no extra paperwork for you. Plus, our API can be integrated into your sales tool, making the loan application a seamless part of your sales process. 
Dedicated Relationship Manager

Dedicated Relationship Manager

Like an extra team member on your crew, looking out for you and your business, your dedicated relationship manager is committed to you and will provide the support you need to be successful.

Excellent Customer Experience

Excellent Customer Experience

We know home improvement projects can be stressful for everyone involved, which is why we work to ensure that both you and your customers have the best experience possible. With technology and loan products designed specifically for home renovation, you can rest assured that you and the homeowner are in good hands throughout the process.

A Solid and Reliable Foundation

A Solid and Reliable Foundation

EnerBank has been focused exclusively on providing financing within the home improvement industry for decades. In that time, we’ve funded nearly a million home improvement projects, which means we have the experience to competently handle the financing, so you can focus on what you do best; delivering your customers' home improvement dreams.

Experience the RegionsDifference