Want To Start Offering Your Customers Financing? Start Here!

Home Improvement Consumers Are Using Financing
– Why Not Be Part Of It?

easier financing

Offer an Easy and Fast Way to Finance

Over 55% of home improvement jobs are financed in some way*, which means your consumers are likely utilizing financing whether you provide it or not. Using EnerBank for a quick and easy financing application process makes it easier for them to work with you, reinforcing their perception that you’re their go-to problem solver.

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Get More Homeowners to Choose You

Most consumers get bids from multiple contractors for their home improvement projects, with each competing bid decreasing the likelihood of you landing the job. The good news is that if a customer is approved for financing, they’re 94% more likely to complete the job with you† without seeking additional bids.

home improvement

Help Customers Get the Improvement They Really Want

Many homeowners underestimate the cost of their home improvement projects, with some contractors responding by providing discounts or substituting with lower-cost materials to bring down the price. Offering financing encourages homeowners to get the job they want without making painful compromises.

*Hiri TFG Monthly report, October 2023
†Based on internal data from EnerBank USA.

Start Offering Your Customers the Financing they Want

Could Your Business Use a Little More Fast-and-Easy?

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We know you and your customers are busy and the last thing either of you want is a complicated application and funding process. That’s why we offer three paperless application methods that can be completed while you’re in the home with the customer. Plus, with a credit decision ready within minutes, you’re able to start the job sooner.

Requesting funds is a breeze. Simply request disbursement in our secure online platform, PartnerPortal, and the homeowner will receive the request via their preferred method. Once accepted, those funds will hit your account typically within 24 hours.

You spent less time spend on paperwork and more time getting to work.

How to Start Offering Financing to Customers

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How to Qualify for an EnerBank
Payment Options Program

EnerBank helps you focus on growing your core business by giving your customers financing options that best meet their needs: Same-As-Cash loans or low monthly payment loans.

Start Offering Financing

To offer EnerBank payment options, you must meet the following criteria:

  • A residential home remodeling focus for your business
  • A U.S.-based business that has been in operation for at least three years
  • An average project size of at least $5,000
  • Annual residential remodeling sales of at least $500,000

Why Choose EnerBank as Your Customer Financing Provider

Fast and Easy Application Methods

We've developed three easy, paperless ways for your customers to apply for financing. This includes:

Mobile Loan App

Online Application

Loan-by-Phone

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 This also means no extra paperwork for you. Plus, our API can be integrated into your sales tool, making the loan application a seamless part of your sales process. 
Dedicated Relationship Manager

Dedicated Relationship Manager

Like an extra team member on your crew, looking out for you and your business, your dedicated relationship manager is committed to you and will provide the support you need to be successful.

Excellent Customer Experience

Excellent Customer Experience

We know home improvement projects can be stressful for everyone involved, which is why we work to ensure that both you and your customers have the best experience possible. With technology and loan products designed specifically for home renovation, you can rest assured that you and the homeowner are in good hands throughout the process.

A Solid and Reliable Foundation

A Solid and Reliable Foundation

EnerBank has been focused exclusively on providing financing within the home improvement industry for decades. In that time, we’ve funded nearly a million home improvement projects, which means we have the experience to competently handle the financing, so you can focus on what you do best; delivering your customers' home improvement dreams.

Experience the EnerBank Difference